Fin Tech Services

Technology Solutions

Being able to take advantage of technology and turn it into business requires a special skill set that we bring to the table with our very unique program offerings and strategies.

Loan Acquisition

Mortgage/Auto/Credit Card
  • Digital marketing campaigns accompanied with our staff allow you to capture business not currently available through traditional channels.

Website Optimization

Data Analytics and Audience Optimization
  • Your website is your digital branch, let us help you acquire new members and loans through our unique digital acquisition program.

Loan Portfolio Protection

Collateral Protection Insurance – CPI
  • CPI protects the lender’s interest when the consumer fails to provide the required insurance. This coverage is purchased by the lender after the effective date of the loan and charged to the consumer’s loan when the consumer fails to maintain the required coverage.
Vendor’s Single Interest Insurance – VSI
  • VSI is physical damage overage purchased by the financial institution at the inception of the loan, which protects only the lender’s interest in the collateral
Asset Remarketing
  • The Remarketing Program is designed to provide our partners with industry leading financial results wrapped in a package that is both operationally efficient and client friendly.
  • We bring to market each individual asset in a manner and venue where it will obtain the greatest financial return to our partner.

PMAC Product Delivery Platform

Menu Option Plan – Allows your member to be in control of payment options based on level of protection chosen

Fully Customizable – Your credit union customizes our platform to offer the packages of your choosing

Product Pricing Strategies – The platform allows the credit union to offer rate discounts that are subsidized by fee income generated by product sales

Electronic Documents

We can provide your credit union the full suite of electronic forms.


Consumer Lending
  • Open end
  • Closed end
  • Home Equity
  • Credit Card
  • Mortgage

Residual Value/Walk Away Loans

According to Experian’s State of the Automotive Finance Market Report, roughly 30% of all new car purchases use some form of residual based financing. Your borrowers look to you for the best rates on conventional loans, but have been forced to captives and your competitors for alternative low payment financing, until now.

Our residual value based balloon Lending program is the ultimate win-win situation – your members get great value from a financial institution they trust, and you get increased loan volume and higher yields.

Balloon Lending Program – Our program includes an internet-based residual value and payment quoting calculator that makes it easy for your to offer a branded balloon lending solution to your members.

Leasing Program – We now offer a residual-based balloon Leasing Program in select states.

We mitigate the residual value risk by guaranteeing the predetermined residual value of the vehicles.


Fin Tech Services

If you would like to learn more about our fintech solutions, click below:

Our Products & Services

For more information regarding Fin Tech Services, please download our brochure.

Coming Soon

Questions? We have answers!

Preferred Contact Method: